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Loan Rates

Rates effective as of 11/25/2024
Details Term APR*
New or Used (2022-2024)
Up to 60 mos.

Up to 72 mos.

Up to 84 mos.
5.69%

5.89%

6.39%
Used (2017-2021)
Up to 60 mos.

Up to 72 mos.

Up to 84 mos.
6.09%

6.29%

6.79%
Used (2013-2016)
Up to 60 mos.

Up to 72 mos.

Up to 84 mos.
6.49%

6.69%

7.19%
Used (2008-2012)
Up to 60 mos.

Up to 72 mos.
6.99%

7.19%
Used (2007 & Older) Up to 48 mos. 8.29%

*APR = Annual Percentage Rate. Rates are tiered, rate shown as low as. APR is subject to change without notice. This offer does not apply to existing vehicle loans currently financed by Afena. Additional rates and terms are available, contact our office for more information - (765) 664-8089. For auto loan terms 61-72 months, loan amount must be at least $15,000. For auto loan terms 73-84 months, loan amount must be at least $20,000. Promotional rates valid through 1/11/2025. Afena reserves the right to discontinue, change, and/or update the promotion without notice. 
Details Term APR*
New (2022-2024)






Minimum Loan Amount = $30,001

Minimum Loan Amount = $50,001

Minimum Loan Amount = $75,001
Up to 36 mos.

Up to 48 mos.

Up to 60 mos.

Up to 72 mos.

Up to 84 mos.

Up to 120 mos.
9.49%

9.79%

10.19%

10.69%

11.19%

13.19%
Used (2019-2021)






Minimum Loan Amount = $30,001

Minimum Loan Amount = $50,001

Minimum Loan Amount = $75,001
Up to 36 mos.

Up to 48 mos.

Up to 60 mos.

Up to 72 mos.

Up to 84 mos.

Up to 120 mos.
10.49%

10.79%

11.19%

11.69%

12.19%

14.19%
Used (2018 and Older)






Minimum Loan Amount = $30,001

Minimum Loan Amount = $50,001

Minimum Loan Amount = $75,001
Up to 36 mos.

Up to 48 mos.

Up to 60 mos.

Up to 72 mos.

Up to 84 mos.

Up to 120 mos.
11.49%

11.79%

12.19%

12.69%

13.19%

15.19%
*APR = Annual Percentage Rate. Rates are tiered, rate shown as low as. APR is subject to change without notice.
APR* Term
As low as 9.99% Up to 60 mos.
*APR = Annual Percentage Rate. Rates are tiered, rate shown as low as. APR is subject to change without notice.
APR* Term
As low as 7.99% Up to 60 mos.
As low as 9.99% Up to 180 mos.
*APR = Annual Percentage Rate. Rates are tiered, rate shown as low as. APR is subject to change without notice.
APR* Term
16.90% Open end line of credit
*APR = Annual Percentage Rate. Rates are tiered, rate shown as low as. APR is subject to change without notice.
Year APR* Term
1st Mortgage Call for daily rates Up to 360 mos.
Home Equity Loan (Up to 80% LTV)

Home Equity Loan (Up to 80% LTV)

Home Equity Loan (Up to 80% LTV)
6.75%

7.25%

7.75%
5 Years

10 Years

15 Years
HELOC (Up to 80% LTV)

HELOC (Up to 90% LTV)

HELOC (Up to 100% LTV)
7.75%

8.50%

9.25%
Rate = Prime + 0.00%

Rate = Prime + 0.75%

Rate = Prime + 1.50%
*APR = Annual Percentage Rate. Rates are tiered, rate shown as low as. APR is subject to change without notice.
Details Term APR*
New or Used (2022-2024)
Up to 60 mos.

Up to 72 mos.

Up to 84 mos.
6.69%

6.89%

7.39%
Used (2017-2021)
Up to 60 mos.

Up to 72 mos.

Up to 84 mos.
7.09%

7.29%

7.79%
Used (2013-2016)
Up to 60 mos.

Up to 72 mos.

Up to 84 mos.
7.49%

7.69%

8.19%
Used (2008-2012)
Up to 60 mos.

Up to 72 mos.
7.99%

8.19%
Used (2007 & Older) Up to 48 mos. 9.29%
*APR = Annual Percentage Rate. Rates are tiered, rate shown as low as. APR is subject to change without notice. Additional rates and terms are available, contact our office for more information - (765) 664-8089. For auto loan terms 61-72 months, loan amount must be at least $15,000. For auto loan terms 73-84 months, loan amount must be at least $20,000.





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