Loan Rates

Featured Rates

Debt Consolidation

4.99 %

APR

Up to 12 mos.

see promotional details

Auto & Motorcycle Loans

6.69%

APR

Up to 60 mos.

Personal Loans

9.49%

APR

Up to 18 mos.

Home Equity Loan

7.75%

APR

15 Years

Rates effective as of 2/15/2025

Auto and Motorcycle Loans

Details	Term	APR*
New or Used (2022-2025)	Up to 60 mos. Up to 72 mos. Up to 84 mos.	6.69% 6.89% 7.39%
Used (2018-2021)	Up to 60 mos. Up to 72 mos. Up to 84 mos.	7.09% 7.29% 7.79%
Used (2014-2017)	Up to 60 mos. Up to 72 mos. Up to 84 mos.	7.49% 7.69% 8.19%
Used (2009-2013)	Up to 60 mos. Up to 72 mos.	7.99% 8.19%
Used (2008 & Older)	Up to 48 mos.	9.29%

*APR = Annual Percentage Rate. Rates are tiered, rate shown as low as. APR is subject to change without notice. This offer does not apply to existing vehicle loans currently financed by Afena. Additional rates and terms are available, contact our office for more information - (765) 664-8089. For auto loan terms 61-72 months, loan amount must be at least $15,000. For auto loan terms 73-84 months, loan amount must be at least $20,000. Promotional rates valid through 1/11/2025. Afena reserves the right to discontinue, change, and/or update the promotion without notice.

Boats, WaveRunners & Jet Skies

Details	Term	APR*
New (2022-2024) Minimum Loan Amount = $30,001 Minimum Loan Amount = $50,001 Minimum Loan Amount = $75,001	Up to 36 mos. Up to 48 mos. Up to 60 mos. Up to 72 mos. Up to 84 mos. Up to 120 mos.	9.49% 9.79% 10.19% 10.69% 11.19% 13.19%
Used (2019-2021) Minimum Loan Amount = $30,001 Minimum Loan Amount = $50,001 Minimum Loan Amount = $75,001	Up to 36 mos. Up to 48 mos. Up to 60 mos. Up to 72 mos. Up to 84 mos. Up to 120 mos.	10.49% 10.79% 11.19% 11.69% 12.19% 14.19%
Used (2018 and Older) Minimum Loan Amount = $30,001 Minimum Loan Amount = $50,001 Minimum Loan Amount = $75,001	Up to 36 mos. Up to 48 mos. Up to 60 mos. Up to 72 mos. Up to 84 mos. Up to 120 mos.	11.49% 11.79% 12.19% 12.69% 13.19% 15.19%